Showing posts with label Responsibility. Show all posts
Showing posts with label Responsibility. Show all posts

Monday, March 8, 2010

JOIN THE TEA PARTY : BE PATRIOTIC--AND IT'S MORE FUN THAN YOU THINK

LET FREEDOM RING

By : Mr. H. Henry Patrick, Esq., Former State Legislator (Virginia); Real Estate Owner (1400 Acres in several Virginia counties); Former Chair, Citizens for the Abolition of the Income Tax (1982-1997); Outdoorsman; Contributing Editor, Breathe Free Magazine (2004-present); Author, Government, Get Your Goddamn Stinking Hands off my Hard-Earned Keep, And Stop Poisoning My Children : I'll Spend my Money Any Way I Please, Thank You Very Much (a Pamphlet published by Freedom Press)(forthcoming 2010); Winner, West Virginia Sport Shooters Remington versus Doe Contest (1999); Volunteer Fireman.

In 2008, Barack Obama took the White House promising "change we can believe in." But in the months that followed, Obama did something terrifying: He expanded the government. He began policing banks, stealing private property, handing out cash to unemployed luggards and awarding free health care.

Now, government threatens everything we hold dear. It threatens to seize our property, tax our children and kill our grandparents by condemning them to wait in grimy clinics for necessary care. Government threatens to spy on our wives, monitor our whereabouts and punish us for defending liberty. Put simply, government is suppressing freedom in a way never before seen in the United States. And we're all paying for it.

Barack Obama may have thought government could solve our problems. But to quote Ronald Reagan, government is the problem. And if we don't act soon, we will live in a gulag in which our daughters will be forced to wear red bandanas and sing workers' hymns.

Smart Americans recognized Obama's shtick for what it was: Socialist snake oil. That is why they banded together to form the Tea Party. We are committed to resisting Obama at every turn. We are committed to protecting our children from government propaganda. We are committed to the ideal that every American deserves to own his own property without governmental interference. We are committed to keeping every penny in our paychecks.

Obama believes exactly the opposite. He believes that government has a right to take away property and give it to people without property. That is why we resist him. We refuse to surrender our property so that some black beggar in New York can get a free heart transplant. We refuse to give up our rifles to government agents. We refuse to pay a single nickel so that lazy unemployed people can get a free meal. After all, free meals are un-American.

In the Tea Party we believe in a simple virtue: Responsibility. Sadly, that virtue does not carry much weight in Obama's America. Yet responsibility made America great. Our forebears did not wait around for government checks. They cut down trees, built homes and warded off Indian raids. They did not whine about being poor. They started wholesale companies, sold wheat and made their own fortunes. Or they died trying. That is the American way: Make money, ask no one for help, or go down like a man. In this country, you need to fight hard to survive. We aren't softies. We're toughies. We pass by dying people in the street without a second thought.

Government used to know its place in America. Our forebears established government in this country not to feed the poor, but to protect their property. They did not establish government to handicap their economic affairs. Rather, they established government to keep order so that they could attend to business in a responsible way. Furthermore, our forebears hated taxes. They revolted from England because they did not like paying taxes on their hard-earned labor. After all, who would want to work knowing the government could just come in and take away all his profit? That is why our forebears broke from England.

And that is also why we began the Tea Party: To resist tyrannical government and to protect private property from government seizure.

We believe that every American should join the Tea Party. If you are sick and tired of paying away your honest paycheck to the government, you should join us. If you don't like the idea that you slave away at a horrible office job so a toothless homeless man can get a free hospital stay, you should join us. If you don't like the idea that your children read propaganda praising the Kennedys in public schools, you should join us. And if you can't stand the idea that government can steal your land, you should definitely join the Tea Party.

Americans are all about freedom. So are we.

In the Tea Party, freedom is not just an abstract principle. It is an impetus for action. We have work to do before we achieve freedom. We will not be truly free in this country until we cast off the terrible burden that government has thrown upon us. We will not achieve freedom until government removes its filthy tentacles from our bank accounts, mutual funds, paychecks and corporate treasuries. We will not be free until we drive government tax collectors off our property and drive our automobiles without government licenses. Nor will we achieve freedom until we remove our children from pernicious public schools. In a word, we have a battle to fight. And words alone will not win it.

To realize the dream of freedom through the Tea Party in America, we must rise up against tyranny. We must declare that We are the People. We made this government; and that means we can un-make it, too. When government disrespects our property, then turns around to give free meals and diabetes treatment to black people, it must be abolished. We have a right to overthrow tyrannical regimes. Obama is a tyrant. He disrespects private property. Unless we act against his government today, he will plunge our country into a new dark age in which every American can obtain low-cost health care and unemployment insurance. What's more, unless we act against him today, we will drown in taxes. And our children will not be safe from schools that observe Black History Month and Gay Awareness Week.

Do not hesitate to do the right thing. Do not hesitate to be a patriot. But joining the Tea Party is not as grave as you think. It is also very fun. It is fun to angrily carry torches through the streets and chant slogans like: "Down with the income tax!" It is fun to break windows and smash down doors. It is fun to participate in anti-tax riots. It is fun to tar-and-feather IRS officials. It is fun to throw half-clad judges from third-floor chambers. And it is very fun to burn down courthouses. What's more, it is simply exhilarating to exchange smalls arms fire with Federal officers. And it is even more thrilling to blow up police cars. In this light, Tea Party membership is not just about boring policy speeches. It is also about having a great time actively rebelling against the government: And that means fighting, shooting, burning, breaking, smashing and blowing things up. Everyone loves that.

There's a place for everyone in the Tea Party. You don't need to own land to join us. We need everyone. We need young people to storm State houses and string up legislators. We need sociopaths to set fire to government buildings and kill tax collectors. We need children to stop going to school. We need hardened gun owners to give us muscle to match our spirit. And we need educated people--like Sarah Palin--to direct our loyal followers. In a word, we need everyone--and we need you now.

It is time to send government a message it will never forget. It is time for freedom. It is time to stop paying taxes. It is time to own your own property again. It is time to pay your laborers whatever you want, not what the government tells you to pay them. It is time to spend your money as you please, not to pay for unfair entitlement programs and free medical care for lazy people. You want to hold on to your own money, don't you? If you make $10 an hour, you don't want $241.97 for working 40 hours, do you? Well, if you want a fair-and-square $400 for 40 hours at $10 an hour, the Tea Party is the party for you.

Americans want freedom. They want a life without government interference. They are sick and tired of tax returns, excises, duties, imposts and liens. They are sick and tired of Martin Luther King, Jr. Day and affirmative action. They are sick and tired of public schools and government propaganda. They are sick and tired of jury duty and ineffective courts. They don't want their sons and daughters learning about cultural perversions. And they want the liberty to hire whomever they please. Put simply, Americans have this to say: "Government, hands off my goddamn money and kids!"

So be patriotic. Stand up for freedom. Tell Obama that he'll get your money and kids--in hell. And have fun doing it. Open your drawer and take out that pistol. Take the shotgun off the mantle. Grab a rock. Light up a torch. Then take to the streets. Start shouting about liberty. Prowl for fire stations and police outposts. Hunt down crossing guards and public school teachers. Get together with your friends, fill up a few Molotov cocktails and toss them into your nearest courthouse. Vandalize police vans. Tear things down. Spit on a town councilman. If the police try to arrest you, fight back against government tyranny until your last breath. Yell out to them: "You may take my life. But you'll never take my freedom!"

Join the fun. Join the Tea Party. Stand up for a full paycheck. And tell Obama that you refuse to allow America to sink into the new dark age of free health care and financial industry regulation.

Over our dead bodies. And Mr. Taxman, you'd better run, because the Tea Party is about to begin.

So to all you aggrieved Americans out there, we have just one thing to say: Lock and load. We're taking this mother down.

Thursday, January 28, 2010

HEALTH INSURANCE BILLERS REFUSE TO GO QUIETLY

AN OPEN LETTER TO PRESIDENT OBAMA ON BEHALF OF ALL PRIVATE HEALTH INSURANCE BILLING PROFESSIONALS NATIONWIDE

Dear President Obama,

For months now, my colleagues and I have watched you with trepidation. We watched as you and your Democratic majority in Congress rammed through a health care reform bill that threatens to upend Americans' control over their lives. Although Scott Brown's amazing Senate victory in Massachusetts promises hope for the future, we nonetheless feel it necessary to voice our concerns as Americans and health care professionals.

During your State of the Union Address last night, you vowed to continue the fight to reform health care in America. You said that millions of Americans remain uninsured. You declared that "private health insurance companies" reap "massive" profits while "common people" struggle to pay inflated bills. You claimed that privately-administered health insurance is the reason why America fell into a "health care crisis." You even suggested that America must move closer toward government-run health care to curb the influence of insurance companies and lobbyists.

Mr. President, you are gravely mistaken. Government is never the answer. Only private enterprise can deliver quality goods and services to Americans at reasonable prices. Only vigorous competition between rival economic interests can ensure the innovation Americans expect from any industry. Just because the health care industry deals in human illness does not make it different from any other business enterprise. People who work in health care need incentives like anyone else. If government starts meddling in health care, doctors might not earn what they deserve. Inventors might not enjoy the protection they need to profitably guard their discoveries. And every day Americans will certainly lose the cherished freedom to choose where to seek health care. As Americans committed to liberty, we find this appalling.

But health care reform will not just destroy liberty. Health care reform will also destroy jobs. Mr. President, our American health care system works because it runs like a well-oiled business machine. Like any good business, the American health care system has great accountants. Everyone pays what they owe; no expense ever falls through the cracks. This encourages both responsibility and financial discipline. Americans know that they must pay for everything they receive in a hospital or at a doctor's visit. That encourages them to be judicious in seeking medical care, as well as to make prudent economic decisions when addressing their health care needs. Health care is a consumer product in America. And stringent health care billing practices are the reason why American health care is so good.

Health care reform will curtail private health care opportunities. If the government intervenes to pay medical bills, there will be little need for private health care insurance billing professionals. If government suddenly steps in and says: "This man has diabetes. We are handling his care and paying the bill," that man will not receive a private bill. Consequently, there will be little need for hospitals and insurance companies to employ hundreds of accountants, actuaries and typists to draft thousand-page itemized bills for every patient. Yet thousand-page itemized bills are precisely the things that make the American health care system so wonderful. Thousand-page itemized bills make the health care world go around in America. If health care reform succeeds, thousand-page itemized bills will become unnecessary. And so will the millions of American workers who make them possible.

We are Private Health Insurance Billing Professionals. We refuse to allow President Obama to destroy our jobs. We refuse to allow Obama-Care to eradicate our livelihoods. We refuse to stop itemizing charges for 5g of hospital pudding on 4/3/08 ($459.90), 30cc of Titrium Chloride on 4/4/08 ($1,983.08), one night, hospital room (standard special rate) on 4/4/08 ($7,000), and lower rhomboidal surgery plus anesthesia on 4/5/08 ($497,632.26). We went to school to do what we do. Billing is not easy. Yet it is essential to run any business, including the American health care business.

Mr. President, screw your health reform. As professional health billers, we say now: "Hell no, we won't go." If health reform means giving up our Excel® spreadsheets and expense logging software, we say: "Hell to the naw-naw, mah niz-aw."

Leave us alone. We are productive American workers. We stay up for days at a time tabulating hospital meal costs, hospital linen charges, surgery costs, financing charges for doctor visits and outpatient anesthesiology service payment schedules. We even tack on progressive interest rates for all this shit. We do not have an easy job. But we receive good wages and we pay good taxes. We support families on the wages we receive from sending angry collection letters to penniless amputees. We send children to school on the cash we receive for mailing book-sized bills to destitute underinsured cancer victims. And our taxes help keep this Nation strong. How dare you introduce reform that threatens our jobs?

Mr. President, you must not reform health care because reform impacts private health insurance billing professionals. American life is all about paying bills. Some even say that the meaning of life in this country is making timely monthly payments on this, that and the other thing. If you attack health insurance billing, you attack the very meaning of life in America. Where would Americans be if they no longer had to fret over insurmountable medical bills? What reason would they have to live? Health care bills dominate American lives. If your "reform efforts" sweep them away, you will open a tragic void in every American's life.

What good will flow from that void? After all, bills keep Americans honest. It keeps them at work. It keeps them responsible. If Americans no longer live to fear bills, they will lose all respect for authority. They will no longer look for employment. They will begin leading debauched, wasteful lives. Only bills maintain order in our society. Think seriously on it, Mr. President. Any effort that reduces the influence of bills on Americans chips away at our country's very core.

And any effort that eliminates bills means that important people don't get paid. When that happens, God help us: I quake to think what a radiologist would do if he knew he would no longer receive $925,000 a year due to "health care reform." Radiologists are not schmucks. As a Nation, we cannot allow radiologists to receive a meager $800,000 a year for their work.

Stop disrespecting professionals. We are private health care billing professionals. We might not be as important as radiologists, but we are nonetheless professionals. We learned how to meticulously track fees and expenses. We even read textbooks, listened to lectures and took exams. We went to school and we learned how to bill like pros. We don't deserve unemployment for our toil and study. No, we deserve a place in the economy. More to the point, we deserve a hallowed place because our efforts keep every American responsible. Our work reminds every American that there are no free lunches in this country. In fact, we remind every American that every little piece of the lunch has a specific price--and they need to pay every penny to avoid financial ruin.

Mr. President, we urge you to scrap health care reform at once. It makes no sense to sacrifice America's commitment to responsible free market principles in order to grant charity hospital stays to a few stinking beggars. More pragmatically, it makes no sense to destroy the private health insurance billing profession. Professions are valuable; government should support them, not destroy them. And our profession is much more significant than most people realize. Without us, no doctor would get paid and no American would fear bills.

For a moment, think about how dangerous our society would be if every American suddenly stopped worrying about bills. It is too terrifying to even consider. That is why you must abandon health care reform once and for all.

Defend private health insurance billers. We remind every American that everything has a price. We keep every American fixed on his duty: Paying prices. The next time you get a thousand-page bill for a two-day hospital stay, thank us. We are actually doing you a favor by maintaining the American economic system as we know it. And you have to admit: It's pretty damn good.

That's because everyone fears bills and works to pay them. You can thank professional billers for that.

Mr. President, forget about reform. Think about jobs and responsibility for once. Enough with the justice rhetoric. Americans don't want hope. They want accurate bills, secure services and competitive prices.

Think about your poll numbers. If you really want to be popular again, drop this foolish health care crusade. Give power back to the private health insurance billers. It is the only way to save America's economic soul.

Yours very sincerely and truly,

Prof. Gabriella F. Trackett-Goode, B.S. (Health Care Billing Systems)

Assistant Professor, Medical Accounting & Billing Science
Amboy Community College, Perth Amboy Twp., N.J.

Consultant, The Bayer Group LLC (a Fortune 100 Company Specializing in Effective Billing Strategies for the Pharmaceutical Industry)

Saturday, January 16, 2010

AID TO HAITI IS AID TO AL QAEDA : DON'T BELIEVE THE LIES


DICK CHENEY SPEAKS OUT FOR AMERICA

By : Mr. Richard B. Cheney, Former Vice President of the United States of America (2001-2009); Chairman of the Board of Directors, Halliburton Co. (1993-2000); Secretary of Defense Under President George H.W. Bush (1989-1993); Energy Expert; Security Expert; Last Published Gross Income (2001): $36,100,000.

Two days ago, President Barack Hussien Obama pledged a fortune in U.S. aid to Haiti. He said that America "has not forsaken you" and that "the entire world stands with you in your hour of need." Even now, President Obama is earmarking huge shipments of American food and medicine to Haiti. He even sent 5,700 American soldiers and physicians to aid "relief efforts."

President Obama is treading dangerously close to treason. In a word, America must provide no aid to Haiti, because Haiti is a Caribbean al Qaeda stronghold. Al Qaeda caused this earthquake, not Mother Nature. America must not support countries that support terror, especially countries that commit geological genocide on their own people. Put simply, President Obama is to blame for failing to spot this disaster before it struck; intelligence sources clearly indicated that al Qaeda was planning a seismological attack. Now he seeks to deflect the blame by playing the "humanitarian."

In 2003, I said: "We know to a certainty that terrorists are doing everything they can to gain even deadlier means of striking us." See N.Y. Times, Cheney Defends Administration's Handling of Iraq, Oct. 10, 2003. As the case in Haiti shows, the terrorists recently learned how to cause earthquakes using sophisticated fault manipulation techniques. CIA reports indicate that Haitian al Qaeda cells obtained quake-inducing equipment from Osama bin Laden's deputy chief--Yasim bin al-Faqda--in December 2009. They then traveled to a remote site south of Port-au-Prince where they triggered the massive quake that left 100,000 dead.

It is unfortunate that so many people died. But we can take solace in the fact that Haitians are al Qaeda supporters who hate America. For that reason, we cannot send aid to our enemies. We are in a War; our enemies are prepared to harness geological power to kill us, just as I warned in 2003. How can we win this War if we try to save our enemies? For every Haitian we pull from twisted wreckage, we save a future underwear bomber. Every time we save an injured Haitian mother with free medical care, we allow her to bear yet another al Qaeda murderer in the future.

No matter what the networks say, this is no "humanitarian disaster." This is terrorism; and America must not support it. When terrorists die, no American should shed a tear--let alone send donations.

President Obama cannot handle the War on Terror. In just three months, President Obama has failed to act on credible intelligence that could have averted three major terror strikes. First, he failed to stop al Qaeda's Fort Hood shooter from killing soldiers in Texas. Second, he failed to prevent Umar Farouk Abdulmutallab from boarding plane in Holland with a bomb in his underwear. And last, he ignored clear warnings that al Qaeda possessed seismological terror weapons in Haiti.

Mr. President, when will you wake up? The American people refuse to live in fear. But they cannot live peacefully without protection from the Federal government. If President Obama continues to allow terrorists to strike freely, our entire country will collapse. Worse, President Obama perpetrates deliberate fraud on the American people by claiming that the attack in Haiti was actually a "natural disaster." Adding insult to injury, he now sends American treasure to the very people who mean to kill us.

Leaving terror to one side, America has no duty to help other countries in need. Even if Haiti were not a hornet's nest of anti-American Muslim extremism, America has no business solving other countries' problems. We do not provide free medical care to our own people. We expect self-reliance from them. Yet the moment some "disaster" strikes abroad, we immediately send elite American doctors and expensive pharmaceutical products to foreigners for free. I'm sure many Americans would like the same treatment that impoverished Sudanese and Haitians receive for nothing.

This is a national disgrace; it must stop. Health care is expensive enough for Americans. We can neither allow nor afford to waste resources on Caribbean geological thugs.

Furthermore, we cannot allow ourselves to pity people who could have protected themselves. Every human being has a duty to look out for his own safety. If people suffer injury because they put themselves in harm's way, they do not deserve sympathy. And they certainly do not deserve handouts.

Haitians should have known that they lived on a major fault line. They should have heeded warnings that al Qaeda was planning to cause an earthquake along that fault line. They should have purchased airline tickets to safely carry them from the danger zone. In short, they should have minded their own safety. Yet millions stayed put. Just as New Orleans residents had a chance to flee imminent danger before Hurricane Katrina struck, so too did the Haitians have a chance to leave Haiti before al Qaeda triggered the earthquake. The fact that they suffered reflects their own negligence and stupidity, not "random misfortune." In that light, it makes no sense to pity Haitians--or send them money--for deliberately ignoring clear warnings. We do not pity people who lay on railroad tracks, then complain that a train cut off their legs. They could have just gotten off the tracks.

In sum, we cannot tolerate aid to Haiti. Aid to Haiti rewards irresponsibility and supports al Qaeda. Aid to Haiti sends a message to our enemies that we not only tolerate their attacks, but also that we will even give them free money when they strike. At this dangerous moment, we cannot allow pity to blind us to the fact that al Qaeda is stronger than ever. The attack on Haiti was merely a test; if we let down our guard now, San Francisco might be the next city to crumble.

President Obama has betrayed the American people. He not only ignored intelligence that could have prevented three terror strikes, but now he even aids an entire Nation of terrorists by cynically labeling the effort "humanitarian support." This is not what a Commander-in-Chief does in wartime. A Commander-in-Chief punishes enemies; he does not feed them or give them free American medicine. At a time when millions of Americans desperately need health care, President Obama should be ashamed for wasting American medical expertise on terrorists.

We should not waste our time or our money saving Jihadists in Haiti. Rather, we should be searching worldwide for al Qaeda's weapons of tectonic destruction. Who knows what fault lines they are now reconnoitering. Who knows what geological terror they are now plotting. As the Haiti attack shows, we are in very real seismological danger.

We must remember that the War on Terror is very real. We must not allow President Obama and his fawning networks to mislead us into thinking that the Haiti attack was a "natural disaster." This was no "natural event." This was deliberate mass murder.

I believe it my duty to tell the American people the truth. I am--and always will be--a public servant. When I perceive threats to the country I love, I disclose them to the extent permitted by applicable Homeland Security protocols. And when I see the President of the United States defrauding the Nation by masking support for terror as "humanitarian aid," I must speak.

Stop pitying Haiti. When terrorists die, America takes one step closer to victory in the War on Terror. Not only that, America has no duty to help impoverished Caribbean islands when they suffer difficulty. Americans make their own way; other countries should, too. We don't get free lunches; and we don't give them away, either.

Turn off that television set. Stop listening to Wolf Blitzer, Anderson Cooper and Obama's other propagandists. Do not allow them to trick you into thinking that injured Haitians are worth saving. They are not. And don't even feel bad about it. It's not your responsibility to help them, even if they weren't terrorists.

Instead, listen to me. I was Vice President for eight years. I was Secretary of Defense for four. I led one of the Nation's most successful private corporations. I listen to CIA briefings. I care about this Nation's safety more than anyone else here. I know what I'm talking about. And I am looking out for you.

Protect yourself and your family. Stop worrying about Haiti. They got what was coming to them for supporting al Qaeda.

Now we must focus on ourselves. We must find al Qaeda's earthquake machine before bin Laden uses it on American fault lines. And we have no time to waste.

Wednesday, December 23, 2009

LAW OR MORALITY? THE PROBLEM WITH UNDERAGE DRINKING LAWS

OESTERHOUDT STRIKES

Several days ago, I saw a curious poster alongside the usual commercial garbage on 22nd Street. Next to a print ad for Lady Gaga's new album and a placard about McDonald's meal deals stood this message: "The Legal Drinking Age is 21. Do Your Part This Christmas. Don't Give Alcohol to Teens." The poster showed a wine glass with a Ghostbusters-style red circle around it; a red diagonal line crossed out the glass. On the bottom appeared the following slogan in stern capital letters: "Serving Alcohol to Teens : It's Unsafe. It's Illegal. It's Irresponsible."

What made this "ad" so curious? Several things. First, it was not a commercial message. Most "ads" are crass commercial messages that aim to excite an urge to buy in the viewer. They communicate selective information intended to entice a person to spend money and enrich the speaker. In short, advertising is about making money. It is morally indifferent. In fact, it is morally destitute. Morality and commerce have little to do with one another. A dirty dollar is still a dollar. And people with more dollars are stronger than those with fewer dollars, dirty or not.

In traditional terms, then, this message against underage drinking was not an "ad" at all. It did not aim to excite an urge to buy in the passing viewer. No, it aimed to evoke a moral impulse; it beseeched people not to buy alcohol for people under 21. It asked people to refrain from commercial activity. If an advertising firm came up with a campaign that asked people to refrain from buying the product, it would go out of business faster than you can say: "Madison Avenue." In that sense, this message to stop underage drinking was not an "ad." It was an anti-ad.

But what good is an "ad" if it does not propose a commercial transaction? Can "ads" also promote morality? This one certainly tried. As long as an organization coughs up cash to buy posters or airtime, they can say basically whatever they want. It is their choice whether to say something that will generate no profit. Advertisers generally only advertise commercial stuff because it has the potential to create profits. And no one does anything in business that does not attempt to make money. Morality does not create profits. You can't buy it and it's not very exciting. Face it: It's easier to sell Dewar's than chastity.

In this light, we can conclude that some nonprofit organization paid for this message. It did not intend to make money with its speech. Rather, it aimed to foster public morality. Of course, the poster never uses the word "morality." In fact, everyone who supports underage drinking laws rarely speaks the word. Rather, they couch the issue in legal terms. The poster, for example, references the law twice: "The legal drinking age is 21;" "It's illegal to give alcohol to teens." It is easy to make a law; you just need a majority vote at the State house. But the underlying message here is moral, not legal. And it plays upon the popular confusion between law and morality.

People always mistake the law for morality. Morality existed among human beings before law. Morality refers to the average man's sense that something is disgusting or intuitively objectionable. It has more to do with popular social values than reason or abstract truth. Men created laws to embody their moral judgments, but law never could--and never will--supplant morality. In fact, the law is supposed to be morally neutral. It is supposed to operate according to pure reason and extrinsic evidence. Morality, by contrast, appeals to deep-seated intuitive prejudice against particular conduct within the dominant value system. When enough people in a society think something is disgusting, they call it "immoral." And that judgment passes down across generations. They don't need to verify it. They just need to feel it.

Still, people have more outward respect for the law than morality. It sounds more official. After all, the law has sovereign power behind it. It can attach bank accounts, imprison bodies and garnish wages. People fear those consequences. Morality, by contrast, is more basic than that. Morality informs almost everything a society does. Law simply represents the society's effort to assure a minimum baseline of behavior consistent with the dominant moral code.

Law enforces morality. The sovereign enforces the law with penalties on the body and property. But unlike morality, there are practical problems associated with enforcing the law. The sovereign cannot punish everyone for every illegal or immoral act that occurs. And there are some immoral acts that are not even illegal. The law must verify acts before it can punish them. That is not always easy.

Why, then, did the underage drinking poster harp on "illegality" in connection with serving alcohol to teens? After all, the overall message was a moral one. On a basic level, Americans have a troubled--and borderline schizophrenic--relationship with alcohol due to their cultural and religious heritage. The same cultural forces that culminated in Prohibition remain at work today in American society. Hostility toward alcohol is a moral judgment; it has to do with social values and disgust, not reason. Americans have always embodied their moral judgments about alcohol in law. The law gives official expression to their traditional moral queasiness on the subject. But to be abundantly clear, hostility toward alcohol--especially when coupled with children--is a uniquely American moral judgment.

Consider the interplay between law and morality in the poster. Even without understanding America's long history with regard to morally-nuanced alcohol regulations, the poster's own language reveals the connection. It says: " Serving Alcohol to Teens : It's Unsafe. It's Illegal. It's Irresponsible." It draws a linguistic connection between "illegality" and "irresponsibility." Strictly speaking, it is not "illegal" to be irresponsible. In American cultural parlance, however, "responsibility" is a sweeping moral judgment. It refers to "proper living" according to dominant social morals. That means acting and thinking in a certain way, especially when it comes to recognizing obligations and power relationships.

But "legality" is a technical inquiry. Unlike morality, the law must be specific in its prohibitions. Any aggrieved mother can complain that her child is "irresponsible" because he is not "living correctly." Yet that does not mean the child is acting "illegally." Legal violations must match specific language. They must be investigated and proved according to objective procedures. Yes, it might be irresponsible to violate the law. But not all "irresponsibility" is illegal. If it were, virtually everyone would be a criminal.

It is significant that the poster equated legality with responsibility. It forges a direct thematic connection between law and morality. In most cases, the average viewer has no idea that the two concepts are distinct. He simply assumes that all laws are moral, and that moral people are responsible. That assumption is false. Yet the law benefits from the false assumption because morality acts as a sort of "self-executing enforcement mechanism." After all, people stop themselves from acting in a particular fashion when they think it is "immoral." No law constrains them. Rather, innate cultural conditioning influences their decisions. If the law can harness that innate cultural conditioning, it can successfully thwart certain behavior before it happens. And from the law's perspective, whenever someone refrains from prohibited behavior, it has done its job. If morality helps enforcement, then the law will appeal to morality. It does not matter that the law has no power to shape individual morals.

At this point, however, a substantial problem arises: What is so immoral about serving alcohol to a 20-year-old? Or even a 14-year-old? This suggestion might arouse revulsion in the typical American listener. But that shows once again that underage drinking is essentially a moral issue. After all, Americans somehow feel queasy when they think that children are drinking alcohol. That reaction is a cultural. It has survived for generations.

And it is not a universal reaction. People in European Nations, for instance, do not flinch to serve alcohol to teenagers. There is no dominant public rhetoric that equates underage drinking with illegality, irresponsibility and "evil." Quite the contrary, life goes on in Germany, France, England and Holland quite well, even when 16-year-olds sip beer--even in public. Society does not collapse. The sky does not fall. And religious leaders do not spread hellfire for it.

In my mind, this illustrates the point that American concerns over underage drinking are essentially moral concerns. No matter how much public rhetoric couches the debate in legal terms, the fact remains that Americans just don't feel culturally comfortable with the idea that teenagers are drinking. It is a question of cultural heritage, not wise policy.

Of course, those who support widespread bans on underage drinking will never say that morality motivates them. In fact, they probably do not even realize that it does. Instead, they point to safety statistics and other supposedly "neutral" indicia to show a "practical" reason why teenagers should not drink. Because fewer teens die in alcohol-related accidents, they say, underage drinking bans are good laws.

I think this is a dishonest argument. If safety were really the main objection to alcohol, Prohibition should still be in effect. Alcohol causes untold damage to countless lives every year, not just among teenagers. It causes thousands of accidents. It ruins families. It leads to violence, disruption and turmoil. Why protect only children from those hazards? If a legislator identifies negative social consequences that flow from a particular behavior, he should ban that behavior in toto. Only a fool would argue that alcohol does not cause myriad social problems. Yet for some reason Americans tolerate those consequences among adults, but refuse to tolerate them among children.

At this juncture, it is hard to escape identifying some hypocrisy in the clamor over underage drinking. After all, the essential argument against underage drinking is to ensure safety. But if safety were the ultimate goal, then all alcohol should be banned, not just some. Yet despite Americans' moral qualms about underage drinking, they sure love to drink. So all their talk about safety goes out the window because they want to keep drinking. They can be "responsible" with their drinking, even though experience shows that alcohol continues to ruin lives on a daily basis. Yet they have the gall to label underage drinking "immoral." Immoral for some, but not for them? This is deeply problematic. And it renders all opposition to underage drinking disingenuous.

Let's be honest about alcohol. Everyone likes it. But there is a cultural tradition in America that teaches against it. That tradition forms a moral baseline that enables Americans to say with a straight face that underage drinking is bad, while "legal" drinking is good. All drinking creates pernicious social consequences. Yet legislators--and popular moralists--only ban it among children. In my view, this makes little sense. If you identify a social problem, you should root it out wherever it appears, not just in a subset.

But I ask too much. American morality is a complicated thing; there's no sense applying logic to sort it out. Let's just try to separate it from law. No matter how much we hear about "legal" drinking in America, the whole debate is really just a moral battle. And moral battles are never logical.

Tuesday, December 22, 2009

PARSIMONIOUS PROTESTANT PENNY-PINCHERS FOR ANALLY-RETENTIVE TREASURY MANAGEMENT AND FINANCIAL DISCIPLINE IN ALL THINGS

POLITICAL PARTIES FOR A CHANGING WORLD

By : Mrs. Georgette F. Dickerson, Esq., Chairperson; Attorney at Law, Standish Savings & Loan Co., Inc. (a leading bank specializing in stable investments), Des Moines, Iowa; University of Minnesota School of Law (J.D. 1982); Senior Actuary, Stickman, Schuhschnurr & Wedgeworth, P.C. (1983-1998); Adviser to the Board, Federal Reserve Bank of Kansas City, Missouri (1998-2002); Author, Be Brave--Save, a Best-Selling Financial Management Guide; Lead Consultant, Parents United to Curtail Juvenile Enjoyment (2004-present); Mother of Five.

Our country confronts financial crisis on an unprecedented scale. Both the Federal government and State governments struggle to balance their budgets. Some States--including New York and California--are bankrupt. Unemployment arcs ever higher. Tax revenues are down. Inflation is up. Christmas shopping is off. The dollar's buying power steadily diminishes as foreign currency floods American markets. There appears to be no end in sight, despite President Obama's promise to rescue the economy with "stimulus packages."

We face hard times. We all need to tighten our belts. But there is a reason why our Nation continues to slip into financial ruin: We are spending too much money.

There are two things you can do with money: You can spend it or save it. If you spend money, you ostensibly get something in return. But in almost every case, you wind up suffering a loss. After all, it is simply smarter to hold onto $1,400 than to buy a comfortable new Ottoman for your living room. Additionally, if you buy an Ottoman, you might have a nice piece of new furniture. But you no longer have $1,400 to pay bills and live responsibly. That is why spending money is rarely a smart alternative.

Saving, however, is always a good idea. Rather than indulging on comfortable furniture, you could put that $1,400 in a low-interest-bearing money market account. You could open a trust with diversified, guaranteed holdings. You could put your money to work rather than fritter it away on transient pleasures. That is the smart thing to do. Sure, you might have to continue sitting on a moth-eaten couch rather than a brand new Ottoman. But wouldn’t you rather get some interest back on your $1,400 than merely toss it away for red plush and velvet?

Yet Americans have committed financial sin. For decades, they elected to spend rather than save. For decades, they poured their money into movie houses, car dealerships, grocery stores, jewelry boutiques, home improvement depots and other frivolous retail outlets. They even mortgaged their property in order to get their hands on more cash to spend. In short, Americans engaged in an unbridled spending orgy. They saved nothing. True, they might have enjoyed themselves at the time. But look where they've landed us now--in a depression.

Still, it is no answer to say that Americans like spending money. It is more complicated than that. Spending is a disease. It gives the spender a high. People who spend money lust for the moment they hand over a credit card to some petty sales associate. They want a full shopping bag. They want more and more "stuff." They don't care about the money; they want to feel good about buying things they want. In short, spending is a drug worse than any street narcotic. People squander their whole lives seeking their next spending fix. In the process, they ruin themselves and their families.

We, the Parsimonious Protestant Penny-Pinchers for Anally-Retentive Treasury Management and Financial Discipline in All Things, offer a solution to America's spending addiction: We must stop all spending at once. We will not save this country from financial crisis with "stimulus packages" and "health care bills." Those are just spending orgies on a governmental scale. President Obama gravely erred when he thought he could save America by spending money. Spending money does not solve problems; it just creates more.

We need financial discipline in America. Financial discipline begins with waging war on enjoyment. For far too long, Americans have equated money with pleasure and fun. That is the psychological impetus for dangerous spending. We must begin inculcating financial virtue in every American. We can no longer tolerate unnecessary grocery shopping or gift binging. We must learn to say "No" to the shopping urge. It is time to put away the credit card. It is time to put that money in a bank and scrimp. It is time to forestall enjoyment. It is time to stop having fun. Fun got us in this mess. And as Protestant Penny-Pinchers, we say: "NO MORE."

We would rather have money saved tomorrow than a good time tonight. Our current financial crisis is more than a debate about money. It is also a debate about morality. After all, unchecked spending leads to enjoyment. Unchecked enjoyment leads to gluttony. Gluttony leads to social decay. And social decay destroys empires.

We refuse to allow fun-loving spenders to destroy the country we love. We demand a return our ancestors' financial virtues. Our wise Protestant ancestors did not build the greatest country on earth by buying plasma screen TVs and 24-inch rotating rims for their SUVs. Rather, they wore staid black shawls, scowled all day, worked hard in sparse shops, sang hymns, saved their nickels and had approximately two orgasms per calendar year. Those virtues reflected a commitment to both financial management and healthy living. When our ancestors died, they left behind huge sums in banks, credit bureaus, negotiable instruments and other financial protection devices. Those sums allowed their descendants to capitalize on their hard work, leading the country ever higher. In short, by suppressing enjoyment and saving money, our Protestant forebears built a mighty Nation. They did not enjoy themselves; in fact, they were mean, cold, domineering, loveless tyrants who would have rather died than spend $5.00 extra for anything.

But somehow we lost our way. Now, we want to enjoy our money as soon as we make it. We want video game consoles, huge homes, boats and designer bathrooms. We want Gucci bags, Rolex® watches and useless gold baubles. We even want Dom Peringnon champagne and $500 steak dinners. In short, we want to have a great time before we die.

We have no right to a good time before death. Our insistence on fun has wrecked this country. We have a responsibility to be disciplined. That means we must stop all spending NOW. We must tell our children: "No, you may not have another piece of cake." We must tell ourselves: "No, you may not buy that car." Put simply, we must learn to curtail our corrosive spending urges. Only then will we save this Nation from certain financial doom.

Financial virtue begins at the top. Our government must stop acting like the individual spendthrifts who created the problem in the first place. We will get nowhere by spending money on health care, welfare, the military, green energy, salaries, the postal service and various bureaus. We must halt our dependence on spending. Our Nation has become addicted to spending. We must break the addiction by simply going cold turkey on spending. From now on, our government must hold on to its money. We must learn a new paradigm: "Income good. Spending bad. Saving good." In a word, it's time to start saving, scowling and living totally unfulfilling--but financially disciplined--lives.

If you're disgusted with inefficiency in Washington, put a party in power that will return this country to solvency. If you're sick and tired of runaway spending and decadence, put a party in power that promises saving, not enjoyment. If you care about discipline, virtue and our children, you will vote for Protestant Penny Pinchers. Let us join together to teach our children that spending is evil. Let us learn together that there is joy in saving money and earning interest. We can defeat this economic slump if we commit to reforming ourselves. We can break our addiction to spending if we step back and recognize what is at stake.

We are Americans. We can do without. When we earn a dollar, we can put it straight into a piggy bank, not into a cash register at Best Buy. We can make do with less. If we care about our Nation and our children, we will do the right thing. We will stop enjoying ourselves today. We will stop spending. We can do it. As soon as we become heartless, unhappy, unrequited, coldblooded skinflints, we will know the country is safe from financial catastrophe.

President Obama, not one penny more! We are Protestant Penny-Pinchers. From today on, we refuse to spend a single cent. Saving is better than spending. Because when we save, we win.

Burn your credit card. Stay away from that mall. Ignore your children's pleas for toys. Cook your own meals. Sew your own clothing.

Get disciplined. Stop enjoying yourself. It is the only way to defeat this Depression.

Wednesday, December 2, 2009

ALTERNATIVE HEALTH REFORM PROPOSALS : LETTING EVERY VOICE BE HEARD

PERSPECTIVES ON THE HEALTH CARE DEBATE

For over a year now, our country has grappled with "the health care problem." At every level of government--and even at every level of our society--we have debated the moral, ethical, practical and financial ramifications that will flow from health reform. For the most part, we hear two sides. One side says that the United States has a "moral responsibility" to care for its citizens' health, even if it costs an astronomical amount and inhibits private commerce. The other side says that private health care more than sufficiently provides medical services to the American people. It also says that any government foray into health care will lead to crushing taxes and bureaucratic interference in private health care decisions. The other side says that the private system--despite its flaws--maintains the classic American spirit of free enterprise that yields beneficial scientific discovery. Without an economic incentive to pursue medicine, according to these voices, such discoveries would wither away.

Our Nation cares deeply about these questions. Congress has ferociously debated health care for months. Our citizens have come to blows over the issue in town hall meetings from Maine to Malibu. Many Americans see the health care debate as a symbolic battle for the country's soul. For them, health care represents sacred ground: If the government trespasses on it, every American's liberty will cease to exist. Some even think that State-run health care will result in "Death Panels" that decide whether elderly citizens live or die.

Here at Reason, Commerce, Justice and Free Beer, we take no position on the health care debate. We merely provide a forum in which Americans--and even foreigners--can candidly offer their opinions about this very important issue. Nonetheless, we find it regrettable that the debate has broken down along traditional political lines. We believe that democracy can only work when every voice is heard. And in the health care debate, it seems we only hear two voices: One Democratic, the other Republican.

As a serious news outlet committed to robust public debate, we believe that the American public has a right to hear alternative proposals for health reform. In that light, we are proud to share our readers' suggestions about how to solve the health care mess in the United States. These suggestions do not fall into the traditional conservative/liberal dichotomy. Rather, they express the compelling variety that makes America such a great Nation. We believe it is time to let every voice be heard on the health care question. Silence benefits no one. Our democracy can only survive when we allow everyone to speak, even those with whose perspectives we may disagree.

SUGGESTION #1: THE ARCHITECTURAL SOLUTION

Dear Sirs,

I am sick and tired of the Democrat-Republican back-and-forth over health care. As a working civil contractor with mouths to feed, I would like to suggest an architectural solution to our health care problems.

Health care takes place in buildings. It costs money to maintain buildings. In fact, the more square footage you have, the more it costs to pay for a building. Now, we could save so much money in the health care system if we simply tightened our belts and knocked down one wall per room in every health care establishment. Think about it. Every room in every hospital, clinic and doctor's office has four walls. If we just sacrificed one wall in every room that provides health care in America, we would reduce health care expenses by 25%. That money could be used for research, charity and providing care for the uninsured, all without governmental interference. We just need to do without one wall per room.

We can do it. We just need to tell ourselves that four walls is too many. I'm ready to make sacrifices. Are you? As a contractor, I know that most walls are unnecessary; we can get rid of a few. And when we do, we'll be amazed how much money we'll save.

Yours truly,

Bill McCloskey, Contractor, Omaha, Neb.

SUGGESTION # 2 : THE PRODUCTIVITY SOLUTION

Liebe Mitleser (Dear Readers),

In 1934, the new government in Germany declared: "God cannot have wished that a deformed baby live." We believe that statement can help America solve its health care problem.

America spends untold amounts caring for malformed children. It spends even more keeping people alive who would not have survived in nature. These people force up costs for everyone else who needs health care. And caring for them yields no increase in production. After all, caring for a deaf-mute with deformed arms for 40 years will not transform him into a Nobel winner or a successful grain wholesaler. Rather, he remains a muted cripple--and a money pit.

We believe, as the new government in Germany believed in 1934, that it makes no sense spending national treasure preserving worthless life. America could save countless dollars if it simply euthanized crippled children and hopelessly injured adults. These vegetables represent the single-most expensive item on the health care menu. Caring for them results in massive financial wastage without any hope of return. This is simply not good financial management.

We propose a final solution to the health care problem. By neutralizing high-priced cripples, mentally-defective children and brain-dead accident victims, we will flush the system with money, as well as free hospital beds for productive citizens who actually stand a chance to recover. We must be pragamtic. We must care for those for whom care will actually make a difference, not those who will never pay tax, never serve in the army and never invent anything worthwhile for society.

If we wish to reform health care in America, let us provide care only to those who can contribute something for the investment we make in them.

Sincerely,

E. Fritz Goebbels, Insurance Broker, Lansing, Mich.

SUGGESTION # 3 : THE CULINARY SOLUTION

Americans fail to understand just how expensive hospital food is. Every year, the health care system spends over $450 billion on low-quality entrees--including pudding--to feed patients. Although this is a shocking fact, I believe we can turn it to our advantage.

I have worked in the St. Luke's Milwaukee Critical Care Unit for over twenty years as Patient Diet Supervisor. During that time, I have seen first-hand how much money we waste on bad hospital food. True, we have nourished patients under our care. But they all complain about the food and many say they would rather eat their shoes than another foil-wrapped Chicken a la King.

I think we can meaningfully reform the health care system in America if we simply stopped serving food at hospitals. Patients don't like it anyway. Plus it costs over $450 billion per year. By dispensing with daily meals, we would free up funds that could be used to perform surgery, set splints, buy medication and open new wards.

Naturally the objection follows: So what will the patients eat? Simple: Anything they want. Nothing is stopping them from ordering their own meals or--God forbid--cooking themselves. Responsible citizens manage their own diets. Just because they are in the hospital should not make them think they can't cook for themselves anymore. If they want KFC, they can order it. If they want to cook a four-course Italian banquet complete with wine and cannoli, let them. This is about personal and financial responsibility.

Some patients might be too sick or injured to order their own meals. In that case, relatives can cook or order for them. It might be difficult for a relative to insert a chicken wing into the mouth of an intubated child, but no one said health reform would be easy. If some patients die because they cannot eat outside food, that's the price we pay. On the other hand, we will happily provide feeding tubes for patients who do not feed themselves. We simply leave it to the relatives to fill those tubes with milkshakes or other liquid meals.

It is amazing how much money we'll save by closing down hospital food services. Plus we'll encourage individual responsibility and healthy eating choices among the patients.

Yours very truly,

Julie M. Wakaska, Patient Diet Coordinator, Milwaukee, Wisc.

Wednesday, September 16, 2009

GENTLEMEN DON'T WANT FREE PERSONAL HEALTH COVERAGE : THEY WANT FREE PERSONAL VICTORIA'S SECRET MODEL BREAST COVERAGE


CONSIDERED OPINION

By : United States Special Master Douglas G. Bates, Esq. (Special Factfinder in Corporate Fraud Cases, United States District Court for the Southern District of Illinois) (2002-present); Lead Auditor & Senior Partner, Headmaster, Bates & Bobbitt LLP (1979-2002); University of Chicago Business School (M.B.A. 1979); University of Chicago School of Law (J.D. 1976); Certified Public Accountant; Women's Undergarment Enthusiast (since puberty).

Today, America faces a major policy crisis involving health care. Democrats want to comprehensively reform the system. They want to deliver European-style "universal coverage" to everyone living in the United States, even criminals and Mexicans. This is a fiscally irresponsible position. Thankfully, Republican opposition stands united against such wasteful policy. In contrast to the Democrats, Republicans aim to keep health coverage private, encourage private enterprise and keep taxes low. For Republicans, health coverage is important, but it remains everyone's individual financial responsibility to obtain it.

As Special Master for the United States District Court for the Southern District of Illinois, I support the Republican position on health care. I believe that universal health coverage would gravely undermine this country's respect for free enterprise and individual responsibility. Put simply, if the Federal government provides care to people too irresponsible to manage their own financial health, what message does that send about responsibility? Responsibility is essential to America. We cannot survive without it. Saving people from their own irresponsibility is not an option. That is why I oppose the Democrats on this issue. I believe in responsibility, not waste.

Nonetheless, I believe that the Federal government should provide other things to the American people. As a taxpayer and a gentleman, I believe that the Federal government should give me genuine stimulus once in a while. Health coverage is all well and good, but I for one would much rather be covered in other things. I speak for gentlemen all across the country when I say to the Federal government: "Forget free health coverage. Cover us with the breasts of Victoria's Secret models--female ones." I am not the only gentleman in this great country who can verifiably say that free breasts on my face would stimulate me far more than any $456 "stimulus package."

I believe that government should give back once in a while. More specifically, I believe that government should give fun things back once in a while. Who cares about boring stuff like health coverage? If the government wants to give away free coverage, let that coverage be exciting coverage. Being covered against illness and cancer is not exciting. By contrast, being covered by the feet, breasts, hands and long hair of beautiful Victoria's Secret Models (females only) is extremely exciting. If the government wants to give away free coverage, give us coverage we can believe in. As gentlemen, we can believe in free model breast coverage, not free health coverage.

We are American gentlemen and taxpayers. We made this country. Without us, the highways would fall apart and the military would run out of gas. I am not the only one who believes that American gentlemen deserve a reward for making this country as great as it is. True, we are gentlemen because we are decent people. Yet doesn't it make sense to reward people for doing a good job once in a while? We already have health coverage. For that reason, if the government gave us free health coverage, it wouldn't really be a reward. You do not reward a child by giving him a toy he already has. Rather, you reward a child by giving him a toy he doesn't have yet. The same principle applies to American taxpayer-gentlemen: We don't want universal health coverage. We want universal breast coverage.

Gentlemen are honest about their needs and obligations. Speaking honestly, I can say that I would very much rather have a Victoria's Secret Model's breast or toes in my face at government expense than an MRI at government expense. I can get an MRI simply by flashing my employer's health plan card at any reputable health care facility. Yet I cannot get a Victoria's Secret Model to sit on my face by flashing the same card at her. In fact, despite my relatively large income, investment portfolio and private health coverage, there is nothing that would induce a Victoria's Secret Model to sit on my face. After all, I am moderately obese, I have bad breath and a particularly odd-looking nose. Without government assistance, I would never be able to obtain Victoria's Secret Model breast coverage. But as a taxpayer and a gentleman, I deserve it. Why should only young, athletic, good-looking men obtain Victoria's Secret Model breast coverage? Why should I be punished for my pre-existing aesthetic conditions? This is inequality. And inequality is un-American.

In 21st Century America, we can do better. It is time to rethink what it means to live in a Federal Republic committed to its citizens. This does not mean that we should throw personal responsibility to the wind and pay for universal health coverage. Rather, it means that we should start rewarding responsible gentlemen for their contributions to American life. In my view, it more advisable to cover gentlemen's faces with Victoria's Secret Models' breasts than it is to cover every American against illness. Additionally, providing Universal Gentlemen's Breast Coverage would yield real returns for the American people. A gentleman with a model's breasts or buttocks covering his face is a more satisfied gentleman than a gentleman without comparable coverage. Satisfied gentlemen put a spring in their step and work harder. Motivated gentleman are more productive. More motivation means more productivity. And more productivity means more taxes and more wealth for America.

We can do all this for a relatively small price. As an auditor, accountant and settlement analyst for the Federal Courts, I can say with assurance that universal health coverage would break the Treasury. Furthermore, even if the government invests in universal health coverage, it would not necessarily yield tangible results. By contrast, Universal Gentlemen's Breast Coverage would cost far less than universal health coverage and yield instantaneous economic benefits. In my view, it is a no-brainer: Universal health coverage costs a lot and wins nothing; Universal Gentlemen's Breast Coverage costs little and wins a lot. When government spends money on coverage of any kind, I believe it should spend profitably, not wastefully. Universal Gentlemen's Breast Coverage will fulfill that mandate. By covering every gentleman-taxpayer's face with a Victoria's Secret breast or buttock, then, we not only spend government money in a prudent manner; we also provide genuine stimulus where it matters most.

Isn't it time that gentlemen get coverage they can believe in? Let us bring the health care debate into focus. As gentlemen with private health coverage, we don't care about wasteful, expensive reforms that will cost a fortune and return nothing for the investment. When it comes to health coverage, we just don't care. We take care of ourselves, as all responsible gentlemen should. But we still believe that government can spend money on coverage that matters, namely: Victoria's Secret Model Breast Coverage for responsible gentlemen nationwide. By providing breast coverage for hardworking gentlemen-taxpayers everywhere, we will make gentlemen happy. This is a prudent investment. After all, when gentlemen are happy--and fully covered in models' breasts from head to toe--there is nothing they can't do for this country.

This is about coverage. If we must spend money on coverage, let us do so in a way that rewards gentlemen for everything they have done for this great land. We must not fritter away our national treasure on expensive coverage that yields no profits. As a lifelong undergarment enthusiast, gentleman and Federal Special Master currently resident and domiciled in the Southern District of Illinois, I can say without hesitation that covering my face with Victoria's Secret Models' breasts at Federal expense will admirably advance this Nation's journey toward justice and prosperity for all. Because when gentlemen are covered in the breasts they want, they can do anything.

We stand at a critical junction in our Nation's history. The question is coverage. Let us choose the right coverage: Universal Gentlemen's Breast Coverage. This is our chance as a Nation to make the right decision.

Sunday, August 2, 2009

ARTISTS IN DEBT : THAT'S JUST THE WAY THEY ARE

AN ESSAY

Sometimes I genuinely identify with stories I read in the news, especially when they involve credit, hardship and creativity. You might think that those three issues do not arise in tandem very often. But they certainly have in my life, and apparently they have for photographer Annie Leibovitz, too. See For Annie Leibovitz, a Fuzzy Financial Picture, N.Y. Times, July 31, 2009. The article tells us that Annie is wrangling with a bank for control over her intellectual property catalogue, which she pledged as collateral for a $24 million loan last year. It looks like she will lose. After all, law favors the creditor; and Annie hasn’t paid her loan back. Pretty soon, a New York County sheriff will escort bankers into Annie’s home. Armed with clipboards, BlackBerries and appraisal books, they will seize her priceless works—all pursuant to contract, of course.

How did Annie sink so deeply into debt? How could such a “successful” artist be so dissolute? The article offers a striking answer: “The mind that can take these extraordinary pictures is not necessarily the same mind that is a perfect money manager.” Put simply, Annie Leibovitz doesn’t think about money. Her head is in the proverbial “artistic clouds.”

And there is nothing wrong with that. Annie may not get along well in this world, but she will live on long after she dies. In the end, people will remember her majestic portraits, not her petty disputes over loans and cash advances in fiscal year 2009. Put simply, “money managers” die and no one cares. Annie Leibovitz’s lender will die one day and be forgotten the next. But “flighty artists” with “money issues” die and leave behind a transcendent testament. It is true: Creative minds do not sit well with the banal concerns of money, credit and day-to-day management. The same gifts that make them unique make put them at a tremendous disadvantage when it comes to “everyday administration.”

Yet it may not be fair to simply assume that Annie’s money woes derived purely from her “artistic nature.” Although sources in the article say that she had always been “notoriously bad with her expenses,” that she “never turned things in on time” and “forgot to pay bills,” apparently she faced some genuine hardship, too. According to the article, Annie lost both her parents, her life partner and gained two children within five years. Perhaps she let her finances go because she really didn’t give a shit after losing the most important people in her life.

I can understand that. My father died three years ago and I will never be the same. His sudden death completely undermined my belief in “traditional life pursuits” because I saw that they all come to nothing in the end. Losing one parent is a cataclysmic psychological event, even if you don’t recognize it when it happens. Losing both multiplies the impact. And losing a life partner intensifies it even more.

I identified with Annie because I have suffered similar personal losses in a relatively short time. Within a year after my father died, my life partner suffered a catastrophic injury that landed him in the ICU for over a month. His heart stopped twice on the operating table and his doctors said he probably would not live. He recovered, but he has never been the same and will remain permanently disabled. I have been at his side ever since I received the dreaded 2 AM phone call alerting me that “your friend in the emergency room” two years ago. All this happened before I had fully processed my father’s death. It confused and deepened my grief. More importantly, the two events combined to make me deeply question every path I had chosen in life. They made me question assumptions I made about money, career and happiness. In a word, personal calamities—especially the death of parents and loved ones—force you to fundamentally reevaluate your life. Things that once seemed important suddenly seem ridiculous. After all, when your life’s foundations can suddenly evaporate in an instant, you can never really take anything for granted again. And you learn to doubt every plan, because nothing is certain.

I am a bad money manager, too. Even before I suffered my personal setbacks, I recoiled from money because it always struck me as “petty.” “Making money” requires careful, unexciting, mundane daily administration fraught with threatening financial consequences. Basically, it requires disciplined attention to profoundly boring subject matter, like scheduling and checklists. I certainly do not claim to be an artist on Annie Leibovitz’s level, but I understood what the article meant when it referred to her mind’s natural hostility to “management.” My mind does not naturally germinate toward daily administration, either. I have trouble making phone calls. I hate making appointments. I forget things on the “to-do” list. I detest doing laundry and running errands. Yet I do these things because I must: Left to my own devices, I would probably ruin myself. Why? Because my mind naturally germinates to “more substantial” things, like philosophy or the next satire I want to write. My mind dwells on the absurdity and foolishness of existence. Money and “administration,” however, typify that very absurdity and foolishness. That is why I can’t stand either one. I intellectually abhor them. I push them out of my consciousness as much as I can, even if it makes me “irresponsible.”

I suspect that Annie Leibovitz does the same thing. She doesn’t think about debt; she thinks about the next grandiose photo shoot she wants to do. She is thinking about the exquisite details and social commentary she wants to express through the image. She is thinking about aesthetics, color, lighting, shading and beauty. She is not thinking about outstanding bills, credit scores or whether a loan is 45 days past due. These are “insignificant matters” to an artist’s mind. Of course, this is not a healthy prescription for survival in a commercial world that exults daily administration over creativity. It may lead to artistic achievements that transcend the centuries, but it renders the artist an outcast during his own lifetime.

Mozart was no different. He generated monumental artistic works during his life. But he was a “notoriously bad money manager” who constantly racked up debts and died penniless. His mind was elsewhere. He didn’t think about commerce and administration. He thought about the beautiful melodies in his head. He worked to express his creative impulse, not to satisfy petty creditors and bankers. His commitment to creativity ruined him in life, but it made him immortal after his death. Of course, fame after death pays no bills. Yet artists, like Mozart and Annie, really could care less whether they pay their bills. After all, that is mere administration—who has time for that? In short, artistic genius rarely translates into earthly success because the free-ranging mental state necessary for artistic genius typically rules out the mundane mental state necessary for financial “responsibility.” Artistic geniuses simply do not attach importance to matters they consider trivial or petty, even if they suffer for it.

Many great artists die worthless. Then their creditors move in, seize their works and exploit them for all the money they never earned during life. I always find it ironic when banks play Mozart’s Symphony No. 40 when I’m on hold for an agent ready to take my payment. That’s a debtor’s song they’re playing!

It is hard to live a “responsible” life. It is hard to hold your emotions together long enough to survive childhood, go to college, get an education and please private employers. If any substantial misfortune strikes during the journey upward, success becomes progressively more difficult. If anything derails your focus, you will not achieve great commercial goals. If you are creative, you stand a greater chance to be distracted from the “traditional life program.” Success in the “traditional life program” requires unswerving discipline and rigorous attention to administrative matters. Yet those matters are revolting to creative people. They attend to them with grudging resentment, if at all. And if they don’t attend to them, they come to ruin. In a word, creativity is a “handicap” in the quest for “responsibility.” Some, like Annie Leibovitz, achieve success on their own terms. They get patrons and stipends without selling themselves into the “traditional life program.” Creativity may impose a disadvantage on most people struggling to “live responsibly.” But a few break through despite their creative handicap. Nonetheless, they remain uneasy with the demands of “responsible life.” It is only a matter of time before commerce smacks them down. After all, they are not “responsible” enough to fend off creditors and avoid debt. They blunder into financial straits because they do not even really think about what they are doing. This is what happened to Annie.

Combined with personal hardship, artistic creativity makes commercial success virtually impossible. Genuine artistic creativity interposes a natural aversion to the administrative tact necessary for commercial success, while personal hardship undermines the very motivation to seek commercial success in the first place. Taken together, personal hardship and creativity combine to form a recipe for commercial failure. I know this because my own creative impulses predominate over my commercial impulses, and my own personal hardships showed me that seeking “success in the traditional life program” is really a quest for meaningless shadows. For me, “responsibility” and “management” are a chore, not an opportunity. And my personal hardships make me see that success really yields nothing in the end anyway. Recognizing that, I am happy simply to live and to give voice to the ideas in my mind. That may not make me rich, but it gives me a feeling of more lasting significance in a world that actively rewards insignificant lives.

In sum, I was not surprised to read that Annie Leibovitz is in debt. Artists usually are. They simply do not attach importance to “everyday administration” the way “responsible people are supposed to.” Artists just don’t “fit” in the “normal commercial value system.” Their minds dwell on larger issues, not just property. And when I read that Annie suffered profound personal losses, I understood even more. When creative, thoughtful people suffer hardship, money management is the last thing on their minds.

But perhaps that is a compliment. In commerce, it is a cruel truth that uncreative, forgettable people always prevail over creative, memorable ones. Forgettable people know how to handle money and die unknown. Memorable ones are scatterbrained, irresponsible and live forever. No one will remember the banker who seized Annie Leibovitz’s photographs and “owned” them. Yet everyone will remember Annie Leibovitz, the great photographer.

Thursday, July 30, 2009

THE CYNICAL EXPLANATION, YET AGAIN

OESTERHOUDT STRIKES

I have written about health care for three straight days now. Everyone agrees that it is a significant issue; The New York Times seems to run an article about it every day. So far this week, I have explained, lampooned, recommended and even dismissed things concerning the "health care debate." To be blunt, I am frustrated that Congress cannot see the simple truth about health care. Rather, "politics as usual" threatens America's best opportunity to bring meaningful change to a profoundly unjust system.

Health care reform is steadily losing steam in Congress. You can just sense the fatal impasse. Representatives and Senators--even Democratic party allies--cannot agree on costs. They cannot agree on regulation, nor can they stomach the idea that "people can't choose their own doctors." They recoil from raising taxes because they worry they'll lose the next local election if they do. They flee from the talismanic specter of "socialized medicine" as soon as they perceive a tad too much "government involvement," even if proposed legislation is not remotely socialist in nature. Republicans, of course, simply refuse to do anything the Democrats want. So the fate of health care rests in the Democrats' hands. And they just bicker endlessly about costs and fine print. No one has the political courage to demand sweeping change.

Politics, politics, politics. Cowardly and pathetic as usual. It is even more pathetic when you consider that many representatives oppose health care reform because they worry about their own political futures. In other words, it is "all about their jobs," not beneficial decisions for the country. At times like these, it would be nice to have an Aristotelean Philosopher-King who wisely does what must be done for the people, vested interests be damned. But alas, we are stuck with stooges worried about their goddamned two-year jobs.

Yet there is something else going on here, something even more vexing. According to a New York Times article today about Obama's struggles to get a bill passed before the summer break, many Americans say they don't want universal health care reform because: "they [are] concerned that the quality of their own care would decline if the government created a program that covers everyone." See N.Y. Times, New Poll Finds Growing Unease on Health Plan, July 30, 2009.

This is rank selfishness in its most unabashed form: Americans don't want to allow others to get health care if it would somehow complicate their own access to health care. They don't even know whether universal care would restrict their existing health plan; they just "think" it will. God forbid. We certainly don't employed people to wait 40 minutes in the doctor's office instead of the usual 25 so that a lousy unemployed bum can get a free flu shot. That would affect "the quality of existing care."

I do not deny that I am intractably cynical on many issues. I am committed to cynicism as a "belief system" because it reliably explains human behavior as we observe it through experience. See, e.g., Cynical? Or Just Realistic? http://reasoncommercejustice.blogspot.com/2008/09/essays_25.html published September 25, 2008. Cynicism provides a reliable framework to analyze human motivations. Put simply, cynicism assumes that everyone acts selfishly. It doubts people's sincerity, mocks their claims to nobility and explains all their behavior by reference to crude self-interest. It may be lazy to be cynical. But in case after case involving economic questions (as almost all social questions do), experience reveals that cynical assumptions generally prove correct in the end. After all, people are selfish. They act to better themselves. Their actions merely reveal their motivations.

Cynicism works. It provides a clear explanation for America's hesitancy to embrace sweeping health care reform. Politicians might quarrel about amortization, costs, interest, long-term savings, expenditures and even "socialized medicine." But all these catchphrases are mere chaff to cover the real explanation: People just don't want to suffer inconvenience to help others. Universal health care is a revolutionary proposition because it challenges America to put others before themselves. It will not necessarily reduce the "quality of existing care." Yet it is precisely the selflessness inherent in the idea that repels the American mind. After all, Americans generally don't like doing anything that makes their lot more difficult. Helping others is simply not very lucrative and it requires effort. It pays no bills. If helping people is not somehow profitable, Americans typically won't do it. They have their own "responsibilities" to worry about.

Universal health care involves "helping" people on a grand scale. Strictly viewed, there is no individual, selfish reward for accomplishing it. At most, the reward for universal health care will be justice and humanity in a society that claims to treasure both. Yet justice and humanity are "just words;" no one does anything in this country if it brings home no bacon. Universal health care brings home no bacon. It gives bacon to people who traditionally could not get it, and those with bacon resent the idea that they might not have as much bacon as they used to. The idea that we might achieve a society with just access to bacon does not compensate for the anger that wells up in a bacon owner who loses his bacon hoard.

This is the cynical explanation for American resistance to universal health care. It is based in selfish notions of property entitlement and personal convenience. And it is absolutely accurate.

I really have no idea how the health care debate will turn out. When Barack Obama won the White House last year, I really thought that America wanted to re-order its value system. But if the bitter recriminations over health care reform are any indication, it is clear that America has a very long way to go on value change. We're just as selfish as ever. And no promise of justice for all will convince anyone to give up their "entitlements" or "existing advantages."

Cynical? Yes. But I'm just being realistic.

Tuesday, July 28, 2009

WHAT IS SO DIFFICULT ABOUT GETTING HEALTH CARE RIGHT IN THIS COUNTRY?

AN ESSAY

I saw a documentary on cable a few weeks ago about health care in India. It drew attention to the “cleft palate epidemic” plaguing Indian children. For some reason, much greater percentages of children in India suffer from this disorder than they do in Western countries. The filmmakers showed that children with cleft palates suffer social ostracism and cannot effectively contribute to society. In many cases, their parents even let them die or give them to orphanages rather than try to raise them.

According to the film, the Indian government made a concerted effort to combat the epidemic. It mustered its best doctors and nationally advertised a program to “repair cleft palates.” These advertisements urged parents with ill children to bring them to designated hospitals, where trained surgeons would repair cleft palates at no charge. Parents simply had to come up with the transportation costs to the nearest hospital. Once they arrived, doctors consulted with them, determined the best surgical procedure and carried it out. In most cases, the surgeries were successful.

After the operations, nurses gathered parents and their children in a conference room. They thanked them for coming and for allowing the surgeons to help them. Finally, they asked their patients to tell all their friends about the government effort to heal cleft palates, and to send them to the nearest hospital for care. After all, said the nurse: “Without patients, a hospital is useless.”

No one ever talked about insurance or money. No one threw anybody out of the hospital because they couldn’t afford it. There were no “care approvals” or “administrative investigations” into “patient solvency.” In fact, all the parents who responded to the government advertisement were destitute. They came to the hospitals because the government told them it wanted to heal their children. After all, it was in the national interest to cure diseases. Money did not even enter the question.

To an American viewer, this seems incredibly foreign. It is impossible to talk about health care in this country without talking about money, insurance, profit, deficits, bankruptcy, debt, loans, Republicans, Democrats and even class distinction. The simple humanity of curing sick people fades into obscurity as policymakers battle over fiscal responsibility, fraud, overbilling, cost analyses and insurance practices. Yet isn’t health care about health? How did health care turn into a vast money game in this country? What happened to the “health” in health care? And what happened to “care?”

Health care is an enormous issue in the United States. America has dubious notoriety as the only major industrial power without some guaranteed health coverage for all its citizens. While it offers the best care in the world to those who can afford it, it also allows millions of others to go without any care at all. This is a profound national embarrassment, especially in a country that has long prided itself on respect for human dignity, equality and “general goodness.” After all, it is hard to argue that “America cares” on the world stage when it does not even provide medical care to millions of its own people.

For decades now, politicians have attempted to address this embarrassment. Many have tried to introduce legislation that provides basic care for all. They have all failed. For better or worse, health care in America is a private commodity, like wheat or oil. Insurance companies and private hospitals dictate policy, prices and access. They compete with one another for “patient business,” just as auto manufacturers compete for customers. Like any private commodity, you can’t buy health care if you can’t afford it, and that commercial reality has frustrated every effort to reform the system. After all, in the eyes of private business, providing universal care would be like giving away oil or wheat for free. That doesn’t happen in other commercial fields, so why should it happen in health care? It just “wouldn’t be fair” or “fiscally responsible” to give commercial goods away. That, at least, is the response from private enterprise. And that response has derailed every attempt to bring more humanity to our health care system.

Barack Obama promised that he would “reform health care” during the 2008 Presidential campaign. He publicly said that he will “get it done,” no matter the opposition. He even acknowledged that many have failed before him. He rode to victory on such noble-sounding promises as these. In 2009, Congress drafted health care legislation. It now founders and threatens to collapse before it even comes up for a vote. Everyone is complaining. The momentum is waning. No one likes the price tag. No one likes the handouts. No one likes the subsidies. No one likes the rules. No one likes the mandatory employer coverage or penalties for refusing to cover employees. Republicans resent any attempt to undercut private enterprise and insurance companies. Democrats are fatally divided between those brave enough to demand universal coverage and those who run in political terror from the costs. In essence, the objections all boil down to money and “responsibility.” Again, the health care debate in America has degenerated into a money debate.

When will our politicians understand that health care is about health, not money? Is it really that difficult to formulate a system in which all Americans can obtain medical care without fearing bankruptcy? Is it really that difficult to change our minds from profit to humanity? Our government should care as much about whether its citizens are healthy as it cares whether its budgets are sound. If citizens die, what good is a budget? In short, the health care debate has lost all focus. As politicians bicker and wage war over costs, Americans continue suffering because they cannot see a doctor. Hospitals care more about their budgets than they care about people’s health. Hospitals are corporations in the United States. I suppose we should have expected nothing less. Humanity, after all, does not produce dividends for the shareholders.

If we really want to solve the health care mess, we need to change our focus. We need to stop hemming and hawing about costs. We must be brutally honest: Health care for all costs a lot. But if we really want it, we have to pay for it. If that means giving things away, then so be it. Health care must be about health and care, not cost and profit. If these values are inconsistent with private enterprise, then we must take power away from private enterprise. I venture that it is foolish to trust private enterprise to handle health care anyway, precisely because private enterprise and humanity are mutually exclusive. After all, private enterprise is private. Humanity is public. Try telling the shareholders that their money is paying to help the public. It won’t fly.

I simply do not buy the idea that reforming health care would be “prohibitively expensive.” If India can scrape together the money to surgically repair cleft palates for free, then so can we. India paid the money to heal children because India cared about them as human beings, not paying customers. India did not care whether these children could pay for insurance; it cared that they were suffering. That is a fundamental difference in values. If we really want to change health care in the United States, we need to start caring about our fellow man who suffers, not whether he can afford to pay $4,000,000 for a hospital stay. We need to stop worrying about whether it would be “fair” to treat a sick person who can’t afford it. We must simply have the courage to say: “These are our fellow citizens. They must be cared for because we care as a society, even if it costs a lot.”

Can we do this? Do we have it in us? Can we really change our values and free ourselves from the money spell? I think we can, but I know many people will say we can’t. They will say that universal care is far too expensive and would encourage irresponsibility. They will say it would require excessive taxes and kill American jobs. They will say it would be nice to care for everyone, but not nice enough to raise taxes for.

I think that caring for everyone in our society is nice enough to raise taxes for. If we can raise taxes for infrastructure, navies, wars, welfare and public services, why can’t we raise them for health? Wouldn’t health be a good thing to buy? Sure, it would cost a lot, but many other countries willingly pay the bill. You don’t read horror stories about poor people being thrown out of hospitals in France or England. These countries—like India—simply have different values. They care enough about their citizens’ health to pay to protect it.

Does it not seem callous—and even vicious—that we do not? At this point, however, the familiar objection arises: “But those countries make patients wait 75 years for care and people die in clinic waiting rooms. That never happens in America because doctors make enough money, pharmaceutical companies have an economic incentive to invent effective new drugs and hospitals are cost-effective…blah blah blah.”

While it may be true that a desire for profit impels medical breakthroughs and “top-notch” care for those fortunate to have expensive private insurance, the American system leaves millions without any protection at all. The “private market model” for health care may very well be efficient, but only for those who can afford it. I am deeply skeptical about arguments that link potential profitability to “effective health care.” If we really want to change the focus in health care, our desire to help our fellow man must be just as alluring as securing market shares and outdoing last year’s sales record.

Are there long waits for care in other systems? Probably. But I have a feeling that most invective against “socialized medicine”—especially in Canada—is pure propaganda. For every scary story about a bad waiting room experience in Canada there is another story about timely, effective care. I have a friend from Alberta who required bypass heart surgery and was in the operating room within a week. Since then, he has been fine. His “poorly-paid” doctors were not incompetent. He did not die in a waiting room. He never paid a dime for his care. He even got to take off two months from work—with pay. His story shows once again that health care can really be about “health” and “care,” not money and insurance.

Why can’t we do the same in this country? Why does everything have to generate a profit here? Why is it a national disaster if someone gets expensive, life-saving surgery but doesn’t pay for it? If we really want to fix health care, we need to stop thinking in profit terms. We can do it if we are willing to change our values. We simply need to pay the cost. Yet Americans dislike spending money on others as much as they like making it for themselves. They will do anything to avoid incurring additional costs, especially if they “get nothing” out of it. The psychic—and even moral—satisfaction that flows from living in a community that truly cares about everyone does not impress most Americans. They would rather have more disposable income for themselves. That is the sad truth about why this country does not provide basic health coverage for all.

But isn’t this pitifully egotistic? If a so-called “developing” country like India manages to provide free operations to its citizens, why can’t we? We obviously have more money, more technology and more facilities. Yet our government does not publicly call for “all sick people” to come get cured at State expense. Why not? Doesn’t it sound wonderful? Doesn’t it sound like the State actually cares about its own people when it does something like this? And doesn’t it make us look embarrassingly cruel because we do not do such things?

Put bluntly, we would rather let some people die than give “health care commodities” away for free. These are our values: No money, no beer.

If we really want to overhaul health care in this country, we need to stop thinking in economic terms. Instead, we must think in human terms, no matter how much it costs. I understand that this is politically difficult. But it is the only way to really change the system. There is simply no way to satisfy both private enterprise and humanity at the same time.

We need to start saying: “Without patients, a hospital is useless,” not “Without paying $600 a month for insurance, you can’t be a patient.”