H.I.R.E. : HEALTH INSURANCE RESISTANCE EDUCATION

A MESSAGE FROM THE F.B.I.

"JUST SAY NO"

By : Mr. Robert S. Mueller III, Director, Federal Bureau of Investigation, Washington, D.C.

Americans face threats every day. Foreign terrorists plan violence against us. Domestic thugs commit robberies and senseless killings in our midst. Organized gangs intimidate and extort honest businesses. And psychopaths brutally beat loved ones, including their own wives and children. In a word, crime is everywhere.

Here at the Federal Bureau of Investigation, we are committed to protecting you from criminals. We hunt down killers and thieves. We bring them to justice. But that is not all we do. We try our best to prevent crime, too. While we cannot stop a hardened shoplifter's decision to filch from a store, we can at least help protect potential victims from crime. To that end, the FBI believes in education.

Not all crime is obvious. Everyone knows it's wrong to put on a hoodie and pry into a nice-looking home with a crowbar. Everyone knows it's wrong to smash an elderly woman in the head with a hammer as she struggles to cross the street. These are visible crimes. But not all crime is visible. Crime happens all over the place. Well-educated executives might be committing monumental financial crime two stories above your head as you toil for minimum wage in a corporate copy center. Traders might be illegally fixing prices on a proprietary computer program somewhere down the block. Although these crimes might not be as obvious as bashing an old woman in the skull, they still pose a threat to Americans everywhere. And the FBI is determined to informing Americans about all crime, not just visible crime. We believe in a simple motto: Because information is the best protection™.

Today, the FBI wishes to inform Americans about a pervasive criminal threat: Health insurance sales. We do this because many Americans do not realize that they are being victimized by ruthless health insurance gangs masquerading as upstanding corporations. Until Americans receive the information they need to protect themselves, health insurance gangs--including the notorious "Cigna Hustlaz" and the most-wanted "Blue Crips Blue Shield Brothahood"--will continue to rain unrestricted economic terror on millions every day.

To combat health insurance gangsters, racketeering and economic intimidation, we have instituted a new program directed at Americans of all ages: HEALTH INSURANCE RESISTANCE EDUCATION, or H.I.R.E.

Let's start with some basics. Everyone likes health insurance. Health insurance gangs know that. Health insurance gives people a high; it makes them feel secure that someone else will pay their medical bills if they get sick. In recent years, private employers stopped giving employees health insurance because it made them lazy, unproductive and apathetic. Gangsters like the Cigna Hustlaz stepped in to fill the supply vacuum, selling exorbitantly-priced health insurance at street rates. Once hooked, a health insurance addict can't get enough. He wants more and more insurance. He wants more and more free medical care. And when the gangsters see this, they just keep raising the prices, knowing the addict will pay. In the end, health insurance gangs reap fantastic profits, while addicts waste all their money paying whatever price the gang demands.

Until now, health insurance gangs have tyrannized Americans with relative impunity. For one thing, they do not look like regular criminals. They are generally not African-American or Hispanic. Rather, they are not people at all: They are corporations. Their senior leaders are generally white men between 40 and 60 with suffixes like "IV," "Jr.," "Sr.," and "Esq." after their names. Some health insurance high-ups even have street nicknames, like "Chip," "Skip," "Tad," "Dodger," "Lil Princeton," and "Biggie Witherspoon AKA Tha Kash Docta." Many live in the suburbs and pay their taxes. Most Americans have no idea that these friendly-looking white men are actually vicious health insurance thugs determined to drive them into bankruptcy, addiction and early death.

But the FBI knows all about these gangsters. We have a Most Wanted List for Health Care Thugs. And today we declare that we will protect average Americans from health insurance gangs all over the country.

America's addiction to health insurance has reached epidemic proportions. It has destroyed homes and fortunes. It has ruined marriages. It has even led to imprudent surgeries and haphazard medical care. It has driven hard-working people into homelessness. Now, destitute beggars roam the streets, desperately seeking their next health insurance fix. Citing "cost concerns," health insurance gangsters have caused children to forgo needed doctor visits. And they have forced millions of Americans to deal with vicious health insurance gang "employees" ("wiseguys") who torment them every day with unfair appeals, denial letters and various other petty indignities. Many Americans fear telephone calls from these health insurance "wiseguys." In most cases, they learn that the gang has once again rejected their request for a heart transplant because it is "not covered."

Health insurance gangs have almost succeeded in reducing the American public to dependency. They have laid their hooks into American families from coast to coast, wringing them for excessive premiums every single day. When they don't pay, "wiseguys" threaten them with collection action and illness. Health insurance gangs know that Americans can't get enough health care. They know that Americans crave the health insurance high. So they just ignore the law and common decency to throttle Americans for everything they own. At the same time, they shrewdly cover their tracks by complying with corporate laws, paying taxes, making political contributions and advertising on television. No one thinks they are gangsters. And this all works to their advantage.

We refuse to tolerate health insurance gangsterism any longer. Through our new Health Insurance Resistance Education program, we are confident that we can save America from health insurance thugs. Information will always win over crime. That is why H.I.R.E. will begin teaching America's children how to spot health insurance hustlers. It will teach them to JUST SAY NO to street peddlers like "Holla Humana" and "Dem Anthem Playaz." It will teach them to talk to their parents about health insurance alternatives and fair prices. And it will teach them that strength in numbers is the best way to resist a lone health insurance dealer. When our kids take H.I.R.E., they will learn that health insurance is not cool.

But H.I.R.E. is not just about children. Adults have a lot to learn about health insurance crime, too. We plan to educate all Americans about health insurance thugs, including how to spot them. Health insurance gangs only became strong in America because they hoodwinked Americans into thinking they were "respectable businesses." But through H.I.R.E., we will teach Americans that companies hawking basic doctor visit coverage for $900 a month plus a $50,000 deductible are not "respectable businesses," but rather vicious health insurance thugs. We will inform America about our Most Wanted list and what the worst criminals look like. We will make Americans less naïve about trusting white men who work in the Cigna tower. And we will offer addiction treatment programs to help Americans cope with the fallout from health insurance abuse.

In the end, we are determined to tell America the truth. We refuse to allow health insurance gangs to ruin any more Americans lives. We refuse to see Americans driven to bankruptcy and homelessness because they could not cough up the monthly health insurance vig. We refuse to allow shameless thugs get away with extortion while pretending to be "just another corporation in a skyscraper." That is why we started H.I.R.E. And we are confident that we will put these crooks down once and for all, along with all their "wiseguy" call center enforcers.

America needs health care without health insurance gangsters. Health care by itself is not dangerous. It is only dangerous when sold on the street. We can save America from dependency on street health insurance only by bringing health insurance under government oversight. Just as food used to be dangerous before the government intervened to regulate food production, so too is street-level health insurance dangerous without government supervision. Health insurance is too important and too harmful to entrust to profit-hungry street gangs. Everyone wants health insurance. Everyone needs health insurance. That is all the more reason for the government to ensure that people receive quality-controlled care in a fair, honest manner.

But we will not achieve health insurance safety without first defeating health insurance gangs. Only education will win the war against them. H.I.R.E. is the first step to helping America understand the danger they face. Once Americans see that they are being exploited, bamboozled and extorted every day by so-called "respectable health insurance corporations," they will understand that government regulation is the only way to protect them from gangsters. While we appreciate that many Americans hesitate to support government control over health care, we are confident that H.I.R.E. will show them that the health insurance street market has victimized them, not helped them.

For decades, America has lived at the whim of health insurance thugs. That time is about to end. Here at the FBI, we are determined to protect you from exploitation and violence, even when you do not realize that you are a crime victim. Health insurance gangs have been victimizing you for years and you don't even know it. No more. That is why we promise to win the war against the health insurance gangsters who now tyrannize your life.

One day, every American will have health insurance at very low cost. Education will pave the way. The FBI will do its part. And we promise that no criminal gang will ever profit from your addiction to health care.

This is America. We do not tolerate unfairness or exploitation here.

Watch out, health insurance thugs. We know who you are. You can run but you can't hide.